terms of service

Keen is not a registered financial advisor. Nothing Keen tells you is investment advice, tax advice, or legal advice. Use your own judgment.

Keen will negotiate with your service providers on your behalf, but we cannot guarantee any specific savings outcome. Providers may decline, delay, or change terms at any time.

We charge a one-time $10 fee per successfully negotiated bill, billed only after the savings are confirmed. If we don't save you money on a bill, you don't pay the fee.

If Keen Pro doesn't save you at least $15 in your first 21 days, text us and we'll refund your subscription in full. The guarantee applies to your first month only.

Text Keen "cancel" at any time to cancel your Pro subscription. You will retain Pro access through the end of your current billing period.

Don't use Keen to commit fraud, harass other people, or violate any law. We reserve the right to terminate accounts that misuse the service.

Questions? Email hi@keen.money.